I left school after my A levels and worked my way up to CXO level in the Banking and Finance Industry. My career started in programming back in 1978 then through system design, strategic design and into strategic business design and planning. En route I worked for Pearl Assurance, TSB, Halifax Bank of Scotland, Lloyds and Yorkshire Building Society, holding the roles of Chief Technology Officer for the Business Banking Division of Lloyds where I was responsible for the division’s IT including the implementation of a completely new IT system for their operation in Miami, Florida and Chief Enterprise Architect at YBS where I was responsible for business design and governance (i.e. how customers, staff, processes, locations, offices and branches all operate together and the controls required in a regulated environment) and was chair of the CXO business-design strategy committee. I have presented several times to international conferences held in London sharing leading practices with my peers across the Finance and Technology industries. Founder member of a group for older LGBTQI+ people in Todmorden and a Town Councillor until May 2019. Currently a trustee of the Fielden Centre Association and chair of the Todmorden Learning Centre and Community Hub.